1. Why Internet Banking is Essential for Your Finances
Managing your money digitally allows you to oversee your cash flow instantly. With Beyond Bank's Internet Banking, you gain 24/7 access to award-winning platforms that put control of your everyday spending, savings, and loans securely in the palm of your hand.
2. Setting Up Your Beyond Bank Profile
Once you’ve obtained your Member Number, logging in is simple. Navigate to beyondbank.com.au and follow the prompts to register. Create a secure password, verify your mobile number, and you’re ready to start banking.
3. Linking External Accounts via Open Banking
We embrace the Consumer Data Right (Open Banking). This allows you to securely link your accounts from other financial institutions to your Beyond Bank dashboard, giving you a complete overview of your net worth in one spot.
4. Mastering PayID for Instant Transfers
Stop memorizing long BSB and Account numbers. Set up a PayID using your mobile phone number or email address within the app. Anyone transferring you money simply uses your PayID, making the process faster and less prone to typos.
5. Using Osko for Real-Time Payments
Powered by the New Payments Platform, Osko enables instant payments between participating Australian banks. Send funds to a friend for dinner or pay a tradie, and the money arrives in less than a minute, 24/7.
6. Setting Up Scheduled and Recurring Payments
Avoid late fees on rent or loans by setting up recurring transfers. You can future-date your transactions, aligning them perfectly with your payday to ensure your essential obligations are covered automatically.
7. BPAY: Paying Bills the Smart Way
BPAY is Australia’s preferred way to pay bills. Through Beyond Bank Internet Banking, you can enter the Biller Code and Reference Number, save payees for future use, and even schedule BPAY transactions in advance.
8. Managing Your Transaction Limits Securely
Need to make a large purchase? You can temporarily or permanently adjust your daily Osko and BPAY limits directly inside Internet Banking. This ensures your funds remain secure while giving you flexibility when you need it.
9. Activating the Confirmation of Payee Feature
Confirmation of Payee is an essential scam-defense tool. When transferring money to a new account, this feature checks if the name you enter matches the account you're paying, warning you if there is a mismatch.
10. Tracking Your Expenses and Cash Flow
Our digital platforms automatically categorize your spending—groceries, entertainment, transport. Use this data to analyze your spending habits month-over-month and make informed adjustments to your lifestyle.
11. Applying for Loans and Credit Cards Online
You don't need to visit a branch to get a loan. Apply for a Low Rate Visa Credit Card, a Personal Loan, or even begin a Home Loan application entirely online through your secure Internet Banking portal.
12. Managing Your Term Deposit Renewals
When your term deposit nears maturity, we’ll notify you. Log in to review the latest competitive interest rates and seamlessly issue instructions to reinvest or withdraw your funds with just a few clicks.
13. Accessing Tax Summaries and E-Statements
Come tax time, everything you need is ready. Download your end-of-financial-year interest summaries and retrieve up to 7 years of electronic bank statements instantly, eliminating paper clutter.
14. Customizing Your Dashboard Experience
Make Internet Banking work for you. Reorder your accounts so your Purple Transactor Account appears first, assign nicknames to different savings buckets, and hide accounts you don't need to see daily.
15. Troubleshooting Common Internet Banking Issues
Locked out? Forgotten your PIN? Our 'Help & Contact' section inside the platform offers immediate solutions. If you need a human touch, our Australian-based contact center at 13 25 85 is ready to assist.