Beyond Bank continually invests in award-winning technology to provide our members with a seamless, secure banking experience. This comprehensive guide details how to leverage every feature of your Internet Banking and Mobile App to enhance your financial wellbeing.
1. Registering for Internet Banking
Getting started is simple. Visit beyondbank.com.au and navigate to the login portal. New members can easily register using their account details. Once inside, you'll find a clean, intuitive dashboard offering complete oversight of your funds.
2. Setting Up the Beyond Bank Mobile App
Download our top-rated app from the App Store or Google Play. The app allows you to securely bank on the go, check balances with a simple swipe, and authorize transactions using secure biometric authentication like Face ID.
3. Managing Your Visa Debit and Credit Cards
Through our digital platforms, you can instantly activate new cards, change your PIN, and temporarily lock a misplaced card. We offer both low-rate Visa credit cards and versatile Visa debit cards to match your lifestyle.
4. Opening a Purple Transactor Account
The Purple Transactor Account is our flagship everyday spending account. With no monthly account keeping fees, it is perfect for daily purchases, direct debits, and receiving your salary seamlessly.
5. Maximizing Your Savings Accounts
Our Reward Savings Accounts offer highly competitive bonus interest rates when you meet simple monthly deposit criteria. Track your progress digitally and watch your wealth grow.
6. Exploring Term Deposit Options
Lock in your returns with a Beyond Bank Term Deposit. You can view maturity dates, review current interest rates, and issue reinvestment instructions entirely online.
7. Navigating Home and Personal Loans
Whether you have a variable or fixed-rate mortgage, you can use Internet Banking to monitor your home loan balance, manage your offset account, and initiate extra repayments to pay down your loan faster.
8. Utilizing the Community Reward Program
As a 100% member-owned bank and Certified B Corp, we give back. Open a Community Reward Account, and we will make an annual donation to a registered charity of your choice based on your average balance—at no cost to you.
9. Making Payments with Mobile Wallets
Add your Beyond Bank Visa card to Apple Pay, Google Pay, or Samsung Pay directly from our Mobile App. Enjoy fast, secure, and contactless payments wherever you shop.
10. Using Osko and PayID for Instant Transfers
Say goodbye to waiting days for funds to clear. By setting up PayID and using the Osko network, your transfers to participating Australian bank accounts will arrive in under a minute.
11. Confirmation of Payee Setup
We are proud to support Confirmation of Payee, an industry-wide service that cross-checks account names before you send money, adding a vital layer of defense against scams and mistaken transfers.
12. Managing E-Statements and Alerts
Switch to e-Statements to reduce paper waste and instantly access your financial history. You can also customize SMS and push notifications to alert you to large withdrawals or low balances.
13. Accessing Financial Wellbeing Tools
Use our integrated Budget Planner and Deposit Planner tools to set savings goals, categorize your daily spending, and take proactive control over your financial future.
14. Exploring Business Banking Services
If you run a business, our digital platforms seamlessly accommodate business transaction accounts, overdrafts, and multi-user access permissions, making payroll and supplier payments easy.
15. Activating Travel Insurance and Overseas Access
Planning a trip? Notify us of your travel plans through the Mobile App so your card isn’t flagged for suspicious international activity. You can also review our competitive travel insurance options online.
16. Navigating Open Banking Features
Under the Consumer Data Right (CDR), you can securely share your financial data with accredited third parties or link external accounts into your Beyond Bank dashboard for a centralized view of your wealth.
17. Getting 24/7 Support and Contacting Us
Need help? Use the secure messaging feature in Internet Banking, or initiate a live chat. Our Australian-based member support team is always ready to assist you via phone at 13 25 85.